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M9-Pro-10 Justice, Trade & Work Fiduciary & Professional Services CORE Excellence v2.9.7

Proactive Remediation Framework for Negligence

This criterion assesses the extent to which the organization has established and implemented a proactive and comprehensive framework for preventing and remediating professional negligence. It emphasizes a commitment to `Ihsan` (excellence), `Adl` (justice), and client welfare, going beyond compliance to foster a culture of accountability. The framework must encompass robust risk assessment, preventative controls, timely detection, effective corrective actions, and transparent reporting. Central to this is the principle of `La darar wa la dirar` (no harm and no reciprocating harm), ensuring remediation prioritizes harm removal and rectification. Compensation must follow a structured playbook based on `Dhaman` (guarantee) and `Al-Kharaj bi al-Daman` (entitlement by liability), prioritising `ta’widh` (actual, evidenced loss) while avoiding riba-based calculations, though complying with legal requirements for interest through Shariah-compliant handling where necessary. Amicable settlement (`sulh`) and arbitration (`tahkim`) should be offered in line with Islamic ethics and UK legal guidelines (e.g., Arbitration Act 1996). The framework must include clearly defined escalation pathways, independence safeguards for sensitive cases, and strict adherence to data protection laws (GDPR). Additionally, it requires specific regulatory mapping (e.g., FCA, SRA, CQC) to ensure all statutory rights and timelines are embedded.

Fiqh Principles

Dhaman

A guarantee or undertaking to be responsible for the debt or obligation of another, implying liability for harm caused.

Ihtiyat

Precaution in matters of religion and duty to ensure obligations are correctly performed.

Al-Ghurm bi al-Ghunm

Benefit entails responsibility/liability. The one who enjoys the profit must bear the loss/risk.

Al-Kharaj bi al-Daman

Entitlement to revenue/profit is linked to the liability for the asset or service.

La darar wa la dirar

Legal maxim: No harm shall be inflicted or reciprocated. Basis for remediation and removing injury.

Islamic Concepts

Adl

Justice and fairness in all dealings.

Ihsan

Excellence in work and worship, doing things in the best possible manner.

Amanah

Trustworthiness; holding the client's welfare as a trust.

Itqan

The concept of perfecting or mastering one's work.

Discussion (1)

Administrator 2026-03-07 11:08:19.177084

📋 **Version updated: 1.0.0 → 2.9.7** **Changes:** Updated islamic_references from mizan-297.json

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