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M9-Pro-10 Justice, Trade & Work Fiduciary & Professional Services CORE Excellence v2.9.7

Proactive Remediation Framework for Negligence

This criterion assesses the extent to which the organization has established and implemented a proactive and comprehensive framework for preventing and remediating professional negligence. It emphasizes a commitment to `Ihsan` (excellence), `Adl` (justice), and client welfare, going beyond compliance to foster a culture of accountability. The framework must encompass robust risk assessment, preventative controls, timely detection, effective corrective actions, and transparent reporting. Central to this is the principle of `La darar wa la dirar` (no harm and no reciprocating harm), ensuring remediation prioritizes harm removal and rectification. Compensation must follow a structured playbook based on `Dhaman` (guarantee) and `Al-Kharaj bi al-Daman` (entitlement by liability), prioritising `ta’widh` (actual, evidenced loss) while avoiding riba-based calculations, though complying with legal requirements for interest through Shariah-compliant handling where necessary. Amicable settlement (`sulh`) and arbitration (`tahkim`) should be offered in line with Islamic ethics and UK legal guidelines (e.g., Arbitration Act 1996). The framework must include clearly defined escalation pathways, independence safeguards for sensitive cases, and strict adherence to data protection laws (GDPR). Additionally, it requires specific regulatory mapping (e.g., FCA, SRA, CQC) to ensure all statutory rights and timelines are embedded.

KPI / Measure
MetricNegligence Management Scorecard
TargetDefined per metric (e.g., >90% SLA compliance)
FrequencyQuarterly
MethodComposite of: Median resolution time, % SLA compliance, Recurrence rate, % CAPA effective (90 days), Client satisfaction, % Internal resolution.
UnitComposite
Maturity Levels
Level 1: Initial/Ad-hoc

Negligence is addressed reactively on an ad-hoc basis. There are no formal policies or preventative measures. The concept of liability is acknowledged but not systemically managed.

Level 2: Developing

A rudimentary framework exists (e.g., ad-hoc complaint handling). No formal Severity Matrix or Compensation Playbook. Insurance exists but isn't stress-tested. Significant gaps in regulatory mapping or data protection.

Level 3: Established

Basic compliance is met. A documented procedure exists for complaints and compensation (`ta’widh`), and PII is in place. Risk assessments are conducted, but RCA may lack depth or effectiveness testing. GDPR controls are generic rather than incident-specific.

Level 4: Advanced

A well-developed framework is in place. The Regulatory Matrix, Compensation Playbook, and GDPR controls are implemented. RCA is standard practice, and CAPAs are tracked. Insurance is stress-tested annually. Minor gaps may exist in automated reporting or advanced analytics.

Level 5: Optimizing

A market-leading framework where `Ihsan` is evident. The Compensation Playbook and Severity Matrix are fully operational with automated SLA tracking. CAPA effectiveness is consistently tested (>90% effective). Predictive analytics are used for risk. Governance includes robust independent review and transparent public/stakeholder reporting on trends.

Applicability

Organisation Types

bank finance-provider investment-fund insurance-provider accountancy-firm advisory-consultancy legal-practice private-healthcare-clinic counselling-practice charity-waqf

By Organisation Size

SizeApplicabilityNotes
Micro exempt Highly disproportionate for volunteer-led micro charities.
Small exempt Too complex and resource-intensive for small charities.
Medium exempt Predictive analytics and formal compensation playbooks are disproportionate for medium charities.
Large partial Can implement scaled-down remediation frameworks and harm severity matrices without requiring predictive analytics.
Major full

Applicable When

  • The organization provides professional services to clients.
  • The organization is exposed to the risk of professional negligence.
  • The organization seeks to maintain a high level of ethical conduct and client trust.

Not Applicable When

  • The organization does not provide professional services.
  • The organization has no direct interaction with clients.
  • The organization does not handle client funds or confidential information.

Discussion (1)

Administrator 2026-03-07 11:08:19.177084

📋 **Version updated: 1.0.0 → 2.9.7** **Changes:** Updated islamic_references from mizan-297.json

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